Terms & Conditions

These Terms of Use (“Terms”) govern your use of the website advanceamericaplus.com (“we,” “us”). By accessing and using the website, you accept and agree, without limitation, to the following terms. It is your responsibility to thoroughly read and review these Terms of Use each time you use the website and participate in any of the services.

Acknowledgment

By using advanceamericaplus.com, you affirm that you are over the age of 18 and that you are able to form a binding legal contract. This website is not intended for use by consumers under the age of 18. You agree not to use the website for any purpose that is unlawful or prohibited by these Terms of Use. Our Privacy Policy is incorporated into, subject to, and made part of these Terms.

Advance America provides an infomediary service that attempts to connect you with third-party lenders. We do not charge you a fee for the use of our website or services. The owner of this website may receive payment for each qualified sale or potential customer referral from the providers of goods and services referred to on the website.

Third-Party Content and Links

We may link to other sites we feel may be useful and post content supplied by third parties, including independent lenders (collectively, “Third Party Content”). We make no claim or representation regarding, and accept no responsibility for, the quality, content, nature or reliability of Third Party Content. Once you leave our website, these Terms no longer govern your use; we encourage you to review the applicable terms and privacy policies of any third-party site.

Intellectual Property

All information, materials, images, photographs, articles, functions, text, and other content provided on this website (“Website Content”) are the property of Advance America. The website and its content are protected under applicable copyright and intellectual property laws. You may not distribute, display, or disseminate such content without our prior written consent.

Indemnity

You agree to indemnify, defend, and hold harmless Advance America, its affiliates, licensors, and business partners from any claims, damages, or costs arising from your use of the website or your violation of these Terms or any third-party rights.

Disclaimer of Warranties

The website and website content are made available “as is” and “as available” without warranty of any kind. We cannot guarantee accuracy and disclaim all warranties of merchantability, fitness for a particular purpose, title, or non-infringement. The site is not guaranteed to be uninterrupted or error-free.

Limitation of Liability

Advance America, its affiliates, and business partners cannot be held liable for any direct, incidental, consequential, or punitive damages arising from your use of this website. Your exclusive remedy is to discontinue use.

Compliance With Applicable Laws

You must comply with all applicable federal, state, and local laws. We reserve the right to terminate access by users engaged in illegal activity and to report violations to law enforcement.

Loan Request Acceptance Policy

Submission of a loan request does not constitute acceptance or a funding commitment. We reserve the right to accept or decline any request at our discretion without providing a reason.

Modification

We may modify these Terms at any time. Your continued use after changes are posted constitutes acceptance of the new Terms.

Governing Law & Venue

These Terms are governed by the laws of the State of Nevada. You and Advance America consent to the exclusive jurisdiction and venue of the federal and state courts sitting in Clark County, Nevada.

Arbitration & Class Action Waiver

Any dispute will be resolved through binding arbitration with the American Arbitration Association, in the county of your residence. You waive any right to a jury trial or to participate in a class action, unless you opt out within 30 days of acceptance.

Electronic Signatures & Records

You consent to conduct transactions electronically, including the use of electronic signatures, records, and disclosures by us and any third-party lender. Paper copies may be requested at no charge. To consent, you must have internet-capable devices, email access, and a browser supporting 128-bit encryption.

Severability & Waiver

If any provision of these Terms is found unenforceable, it will be severable without affecting the other provisions. Our failure to enforce a provision is not a waiver of future enforcement.

Contact

For questions about these Terms, email support@advanceamericaplus.com.