Get up to $10,000 with a low, fixed rate loan
Affordable monthly payments, no prepayment fees with affiliated banks, and fast funding — often within one business day.
Apply in minutes
No obligation. Checking your rate won't affect your credit score.
Trusted by Americans for more than 20 years
We connect you with a trusted network of lenders offering a range of personal loan products tailored to your needs. Our simple 3-step application gets you from inquiry to funding, fast.
Get funded in 3 simple steps
A straightforward process designed to save you time.
Apply Online
Fill out our simple and secure online form — it takes less than 3 minutes to complete.
Get Matched
We match you with a lender based on their requirements and forward your application.
Receive Funds
Cash is directly deposited to your bank account after approval — often within one business day.
Flexible options for every need
Whatever you need financing for, we have a loan option that fits.
Personal Loans
Flexible funding for life's unexpected needs.
Business Loans
Grow your business with fast working capital.
Installment Loans
Repay in predictable monthly installments.
Title Loans
Borrow against your vehicle's value.
Line of Credit
Draw only what you need, when you need it.
Payday Loans
Short-term cash until your next payday.
What our customers say
Real stories from the thousands of Americans we've helped.
The application was simple and the funds hit my account the next morning. I'm really impressed with how smooth everything was.
I needed money fast to cover an unexpected medical bill. They approved me within hours and the rate was better than my credit card.
Excellent service from start to finish. The team walked me through every step and there were no surprise fees.
Important information
State-specific minimum loan amounts may apply (for example, California: $3,000 minimum; Georgia: $1,500–$3,100). Loan approval depends on applicable credit criteria, income verification, and where required, collateral. Active military personnel may be subject to additional restrictions on vehicle-secured loans.
Advance America operates under multiple licensed entities across several states, including California, New Hampshire, Pennsylvania and Rhode Island. Loan products are not available in every state. Authorization pending in New York.
Our service is an informational platform that attempts to connect you with third-party lenders. We do not charge you a fee to use this website. By submitting a loan request you agree to our Privacy Policy and Terms of Use.